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Icon Status Entertainment Presents Sweet Escape on Feb. 11 in Tempe

Icon Status Entertainment invites you to experience the Sweet Escape on February 11.

This Valentine's Day Charity Event will take place at The New Aloft Hotel located at 951 East Playa Del Norte Drive, Tempe, AZ 85281

6-9 PM

Let's show Haiti some love for Valentine's Day!

With your $5 admission you will receive a raffle ticket for a chance to win special prizes!

100% of the proceeds will benefit the people of Haiti and donated to the Yele' Foundation.

Come out and experience music, desserts, drinks and people as you segue from the work week into your Valentine's Day weekend. There will also be drink specials!

Active Surveillance Discussion on Feb. 11 Southwest Prostate Cancer Foundation Radio Show

SOUTHWEST PROSTATE CANCER FOUNDATION’S RADIO SHOW 

"Dr. Phranq Tamburri, NMD will discuss the new findings on
Active Surveillance."

*THURSDAYS AT 10:00 TO 11:00 AM*

What: Men’s Health Talk Program

Topics: “Active Surveillance as an alternative to surgery or radiation therapy”

Special guests and presenters:
***Dr. Phranq Tamburri; Dr. Tursha’ Hamilton, NMD and Fred Taylor, Executive Director SWPCF 

When: Thursday, February 11
Time: 10-11 AM (NEW TIME FORMAT)
Where: Radio Station – KXXT 1010 AM, or online at www.familyvaluesradio.net (click left side of menu), or call-in Number: 602.296.3632

*Dr. Tamburrie is one of less than a handful of physicians that practice active surveillance. The National Comprehensive Cancer Network recently endorsed this treatment modality.

THE SHOW COVERS A VARIETY OF CANCERS INCLUDING PROSTATE CANCER, BREAST CANCER, AND COLON CANCER. A MAJOR COMPONENT OF THE SHOW WILL BE DISCUSSIONS BY HEALTH CARE PROFESSIONALS ON CANCER. HEALTHY LIVING FOR BOTH SEXES IS KEY.

You can also visit www.sw-prostatecancer.com for more info on the Southwest Prostate Cancer Foundation.

West Side Poetry Jam Celebrates Black History Month on Feb. 13

A Valley tradition continues at 7:30 p.m., Feb. 13, as the 6th annual West Side Poetry Jam is presented at Arizona State University’s West campus, 4701 W. Thunderbird Road, Phoenix. The event is hosted by the campus' Black History Month Committee and the Division of Humanities, Arts and Cultural Studies.

The evening will feature some of the Valley’s brightest and best poets as they perform their original creations. Hosted by Divine, this annual event is one of the largest of its kind in the area and will feature DJ Dark Vader. Featured poets include Issim Dark, Ms. Marche, Kafiah, Seven, Flipside, Apollo and I Am Poet.

Divine, the evening’s host, began writing poetry at the age of 12 and performed her first poem at 17. She had the privilege of performing with actress Sheryl Lee Ralph and violinist Daniel Bernard Roumain, as well as actor and poet Malcolm Jamal Warner and Uman Bin Hasan of the Last Poets. Although the spoken and written word is her first love, she is also a teacher and actress, having recently performed in the film Second Chance and in a Phoenix production of The Vagina Monologues.

Divine has been hosting the West Side Poetry Jam since its inception, and she and Kafiah were featured in the Interdisciplinary Arts and Performance world premiere of Handel’s Messiah: A Soulful Celebration at the Orpheum Theatre in Phoenix.

The West Side Poetry Jam will take place on ASU’s West campus in the Sands Classroom Building, Kiva Lecture Hall. Tickets for the event are $5 general admission and $3 for students, and will be available at the door. Parking is free.

For more information, call 602-543-ARTS (2787).

Internet Radio Station to Launch Arizona Urban Mixtape Project 'From the Ashes' in 2010

Wutz Hood, an Internet radio station based in Phoenix, Arizona, is producing a mixtape featuring some on the hottest talent in Arizona in celebration of the station's launch on July 4, 2010.

The mixtape, 'From the Ashes: Vol. I,' is guaranteed to serve the most blazing tracks ever heard from Arizona artists. Currently, its details are classified due to the limited information available. When asked what genre of music the mixtape will contain, DJ Hipnotik of Hood Access Radio Show and Executive Producer of the mixtape said, "This project has been in the works for several years. We are limiting information because we want to ensure its uniqueness. The business model crafted to support the mixtape project will involve marketing concepts that haven't been attempted by other mixtape producers." She's referring to the use of standard marketing practices, where mixtapes are promoted and advertised on related Internet websites. "We will still use those marketing methods, but we will also use new ones to promote and advertise the mixtape."

DJ Hipnotik eagerly added, "Arizona artists talk about the lack of support they receive in Arizona. Perhaps this mixtape will ignite a change in thinking and generate support for the artists by creating a better distribution channel, with global media support."

Apparently, Wutz Hood is the only Phoenix radio station to host a local mixtape. Arizona mixtapes are typically hosted by artists, producers, or radio station ‘DJs,’ but not directly by a radio station. The anticipation of this project is great, and is a long time coming. Arizona artists already had their share of disappointed album sales. They hope this mixtape will shine a much needed light on their music projects. "Make no mistake. Producing the project is only half the work. Everyone involved in this project will need to commit 100%, to making this the most successful mixtape ever produced," DJ Hipnotik exclaimed. "The artists will be able to reach new markets that were once unobtainable."

DJ Hipnotik did reveal there will be a call for submissions this Spring. A website will be created to provide the artists with submission guidelines and details.

For additional information on Wutz Hood Mixtape: From the Ashes: Vol. I, send your media inquiries to press@hipnotikmedia.com.

Hipnotik is the host of Hood Access Radio Show that airs weekly on RadioPhoenix.Org. She plans to air an expanded version on Wutz Hood in 2010. You can listen to her every Saturday, from 4-6 PM, or Thursday, from 2-4 PM, Arizona time at www.hoodaccess.com.

Homeowners’ Survival Event on March 20 in Phoenix

Homeowners’ Survival Event*

Free
Saturday, March 20, 2010
10 AM to 4 PM

Steele Indian School Park/Memorial Hall (300 E. Indian School Road, Phoenix)

No RSVP needed to speak with HUD certified counselors, attend workshops and have access to resources and solutions for the following situations:

Adjustable Rate Loans
Foreclosure/Homeowner Eviction
Short Sales
Scams
Tax implications
2nd Mortgages/Credit Impact

*Attendees are encouraged to bring the most recent copy of their loan documents (i.e. Note, Truth-in-Lending Statement, etc.)
 
Participants:

Better Business Bureau
Arizona Association of Mortgage Professionals
Arizona Mortgage Advisory Council
Arizona Mortgage Lenders Association
Arizona State Escrow Assocation
Take Charge America

Phoenix Suns, National Black MBA Association® Team Up for Black History Month VIP Event on Feb. 26

Please join the National Black MBA Association – Phoenix Chapter for a Professional Development Event with a speaker from the Phoenix Suns Leadership Team and other VIP’s from our corporate partners. This will be a night you won’t forget as you sit in premium seats with access to All-You-Can-Eat dinner and dessert, and meet a Suns Alumnus!

The National Black MBA Association®
Black History Month VIP Event
FRIDAY, FEBRUARY 26, 2009 @ 4:45pm

Please click on the flyer below or visit phoenixblackmba.org for ALL information about this event. 

Antioch Church of God in Christ Celebrates 14 Years of Ministry in Peoria on Feb. 26-28

Antioch Church of God in Christ (C.O.G.I.C.) will celebrate its 14th year of ministry on February 26-28. 

Dr. Loran and Evangelist Barbara Mann, Pastor and First Lady of Pentecostal Temple C.O.G.I.C., will be traveling from Pittsburgh, PA to share in the celebration. 

Festivities begin Friday, February 26th at 7 p.m. with guest choirs and the dynamic singing of Evangelist Mann. 

Dr. Mann will be speaking words of encouragement to Antioch and will close out the celebration Sunday at 11:15 AM. 

You don’t want to miss the power of this anointed duo. Come join the celebration at 9600 W. Peoria Ave., Peoria, AZ. 

For more information contact Antioch C.O.G.I.C. at 623-486-9007 or visit www.AntiochCOGIC.Org. 

Kronos Science Laboratory Seeking Volunteers for Research Study on Breath Markers for Fat Metabolism

Kronos Science Laboratory (KSL) is seeking volunteers for a research study looking at breath markers for fat metabolism. Participants will be provided with special bags to collect 10 breath samples over a 13-day testing period. Compensation provided for time and travel.

KSL is a Phoenix-based company and is dedicated to the discovery and implementation of innovative new technologies for the improvement of human health and longevity. KSL in collaboration with the study sponsor is researching the body’s production of acetone using exhaled breath.

What is involved:

• One 45-90 minute visit to Kronos Science Laboratory 
• Collecting 10 total morning breath samples over a two-week period (weekdays only)
• Completing 13 total daily Meal and Exercise Logs over a two-week period (including weekends)
• Dropping off the daily breath sample and previous day's Meal and Exercise Log at either KSL or a nearby public location (i.e., restaurant, gas station, etc.) within eight hours of collecting the breath sample
• For Women Only: Completing 13 total daily ovulation tests using a urine test kit over a two-week period (including weekends), and recording results in the Meal and Exercise Log

If you have a group of 10 or more, KSL can make arrangements to pick up the samples.

Please contact 602-667-5625 or screening@kronoslaboratory.com to obtain additional information. 

16th Annual Black History Celebration & Multicultural Music Festival in Peoria on Feb. 25-28

The 16th Annual Black History Celebration & Multicultural Music Festival takes place February 25-28 in the west Valley.

The highlight of the four-day celebration - the Multicultural Music Festival - will be held on Feb. 27-28 at the Peoria Municipal Complex (83rd Ave between Olive and Grand at Cinnabar). The Music Festival will include vendors, information and education, a car show, special live performances by national recording artists Bobby Rush, Willies Rogers of the Soul Stirrers, Elaine Stepter (formerly of Rose Royce) and other local favorites such as New Creation, Prayers of Thunder, The God Chaser, MS V33N and others. Free video arcades, parking and give-a-ways will be available.

This is a celebration for the entire family.

For more information, call 623-204-0959 or visit www.aznbhc.org.

Elite Mixer Networking Event in Scottsdale on Feb. 26

The Coalition Networking Group & Scottsdale Team Players PRESENTS  

"ELITE MIXER"

Click on the flyer above for more info and to sign up on our VIP LIST.

A Monthly Professional Networking Event with those truly about Making It Happen & Making a Difference. Come out to Connect, Build, Mix & Mingle with Elite Business Professionals. NETWORKING presents a new major opportunity to explode your Business!

"This Month We Will Be Honoring The Milestones in Black History"

EVENT DETAILS:

Business Casual · VIP Speakers · Business Card Raffle · Red Carpet · Swag Bags · Networking · Complimentary Food · Specialty Cocktails · Convenient Parking · Event Filming · Live Perfornances

LOCATION:
Frasher's Smokehouse & Lounge - PRIVATE ROOM
2122 N Scottsdale Rd
Scottsdale, AZ 85257

DATE:
February 26th, 2010

TIME:
6-10 PM

Sponsorships Info @ TheAzCoalition@gmail.com

Ticket Info @ http://febnetworkingmixer.eventbrite.com

Additional Event Info @ http://www.thecoalitionnetworkinggroup.org

(ALL GUESTS WHO PURCHASE THEIR TICKETS IN ADVANCE WILL RECEIVE A COMPLIMENTARY GIFT VALUED @ $25)

STAY CONNECTED:

www.myspace.com/theazcoalition

www.twitter.com/thecoalitionng

NO Cameras or Camcorders ALLOWED unless cleared by TCNG, STP or Dawn Agent Public Relations dawn@dawnagentpr.com

Contemporary Civil Rights Debate on February 17 in Downtown Phoenix

The Contemporary Civil Rights Debate event will bring together civil rights activists, scholars, community members, and the Arizona State University community in discussions on contemporary civil rights challenges in the United States and in Arizona.

Wednesday, February 17, 2010
5:30-8 PM
A.E. England Building at Civic Space Park
424 N Central Avenue
Phoenix, AZ 85004

Each panelist will address several questions pertinent to the status of civil rights in the 21st century and participate in an open forum with faculty, administrators, local public figures, students, and community residents. Also up for discussion are contemporary civil rights issues in the state and country such as the Criminal Justice System, Education, Equal Opportunities & Leadership, LGBT Rights, Women's Rights, Immigration, Poverty & Welfare, and Health Care.

The panelists are:

• Dr. La Verne Parker Diggs-Executive Director of Human Resources for the City of Scottsdale
• Gabriel Escontrías, Jr-Director of Academic Personnel, College of Liberal Arts and Sciences
• Kyrsten Sinema-Arizona State Representative-District 15
• Nicholas Walker-Advisor/Program Coordinator for African American Men of Arizona State University (AAMASU)

The moderator will be Kesha A. Hodge, Esq.-Attorney for Poli & Ball, P.L.C.

This event is made possible by ASU Canon Leadership Program, Delta Sigma Theta Sorority, Incorporated, ASU Downtown Phoenix Campus MLK Committee, ASU Downtown Phoenix Campus Department of Student Engagement, African American Strategic Leadership Group (AASLG) Education Committee.

This event is FREE and open to the public. Refreshments will be provided.

Green Arizona 2010 YouTube Video Competition - Help Our Environment, Win Prizes

WHO IS ELIGIBLE? Arizona residents of all ages.

WHAT IS THE COMPETITION? Create a short video about ways you can reduce your impact on the environment.

WHEN IS THE COMPETITION? Now! Register now through March 7, 2010, and submit your video entry by March 21, 2010.

HOW DO WE PARTICIPATE? Go to www.azalliance.org

WHY PARTICIPATE? Educate yourself and others with ways we can preserve and enhance Arizona's environment and have a chance to win BIG prizes!

Money Management - Making the Most of Your Financial Future Workshop on Feb. 27 in Scottsdale

Do you have questions about your finances? If so, consider attending the "Money Management - Making the Most of Your Financial Future" workshop on Feb. 27 in Scottsdale.

With the state of our economy, African Americans should be taking the time to become more educated about financial matters such as taxes, investing, savings and retirement accounts.

The event is being hosted by Robert "The Financial Guy" Gustavis and Stephen Hilliard of Waddell & Reed, Inc.

Please read or click on the flyer below for more information.

Phoenix Chapter of Mocha Moms to Host Open House on March 3

Supporting Moms of Color Across the Valley

The Phoenix Chapter of Mocha Moms, Inc., invites moms across the valley to get to know us. Our support group for moms of color will share information about the many ways we are there for moms, whether they choose to stay home, work outside of the home, or work flexible schedules. Join us at Whitton Avenue Bible Church, 2601 E. Whitton Ave., Phoenix, AZ, from 10 AM to 12 PM on March 3. Children are welcome.

ACTIVITIES

• Community Service
• Moms' support group
• Moms Night Out
• Moms Recharge - informal gatherings to recharge the mind, body, and spirit
• Scrapbooking Club
• Children Events
• Annual Family Day Gathering (at a local park)
• Holiday Party (just for the moms)

About Mocha Moms
Mocha Moms Inc is a 501(c)(3) tax-exempt organization. Mocha Moms, Inc. is a support group for mothers of color who have chosen not to work full-time outside of the home in order to devote more time to their families. While many of our members have eliminated employment altogether, others work part time, flex time, night shifts, have home-based businesses, consult or freelance from home or have chosen alternative, less demanding career paths so that they are more available to their families.

Our goal is to support the decisions made by our members. We will never pass judgment on mothers who choose to make or are forced to make different decisions for their families. Mocha Moms, Inc.’s platform also includes strengthening marriages and families, promoting self care, strong educational foundations, and community service. Mocha Moms, Inc. welcomes people of all genders, religions, races, educational backgrounds, and income levels. Anyone who supports the mission of Mocha Moms, Inc. is welcome to join.

For more information, please visit www.mochamoms.org.

Live It Change It Campaign Promoting Healthier Lifestyles For African Americans

Live It Change It is creating awareness among Black men and women in Arizona who are at greater risk for health issues and who could potentially pass those issues down to the next generation.

According to the Arizona Department of Health Services, the infant-mortality rate among Arizona’s African-American population is an alarming 17 to every 1,000 live births—almost three times the national average!

We need to make a change to create healthier lifestyles that will impact future generations. Simple things like eating healthier, exercising more and visiting a doctor regularly will improve your quality of life, and we hope that you will pass this information along to others so they can make a positive change. All of the campaign materials can be previewed at www.liveitchangeit.com.  

We, as African-Americans, must address these issues in order to make a positive impact on baby outcomes, including, diabetes, heart disease, obesity and hypertension, as well as issues of teen pregnancy and drug abuse. View an inspirational two-minute video available at www.liveitchangeit.com and join the movement to receive email updates regarding Live It Change It.

Cedric the Entertainer LIVE at the Celebrity Theatre on March 20 in Phoenix

Cedric the Entertainer, one of the Original Kings of Comedy, will be performing at the Celebrity Theatre on March 20 in Phoenix.

Cedric the Entertainer has starred in movie and television roles such as The Original Kings of Comedy, Welcome Home Roscoe Jenkins, Barbershop 1 and 2, The Steve Harvey Show, and Johnson Family Vacation.

However, I think he's at his best when he is doing stand-up! His opening set during the Cedric the Entertainer and Shaq All-Star Comedy Jam in February 2009 at the Celebrity Theatre was by far the funniest of the night!

Get your tickets now - this show will be a sell-out!

Visit celebritytheatre.com for more info.

Dr. Naim Akbar to Lecture at Arizona State University on Feb. 23

The African American Men of ASU

Carter G. Woodson Lecture Series presents

Dr. Naim Akbar

Tuesday, February 23, 2010
7 PM
Free Admission
ASU Tempe Campus - Memorial Union - AZ Ballroom

Please see flyer for further details.

Hill Harper to Visit Arizona State University in Tempe on Feb. 20

HILL HARPER
Scholar, Mentor, Author, Entrepreneur, Actor on Stage, Screen and Television, Activist and Volunteer ...

Saturday, February 20, 2010
5-7 PM

ASU Tempe Campus
Murdock Hall-Room 201
450 E. Orange Street
Tempe, AZ 85287

Despite his many accolades and awards, or maybe because of them, Hill Harper made a commitment to work in service of our youth. To pass along the lessons he learned and provide a foundation for young brothers and sisters to use as a launching pad to success.

Harper is the author of three books: Letters to a Young Brother, published in 2006; Letters to a Young Sister: DeFINE Your Destiny, published in 2008; and The Conversation, published in 2009.

Book signing to follow.

Presented By:

Canon Leadership Project
Black & African Coalition
Multicultural Student Services

Undergraduate Student Government

Wrestlemania XXVI to Put a Chokehold on the Phoenix Area March 25-28

Most of you don't know this but Mr. PhxSoul.com is a big fan of World Wrestling Entertainment! I usually watch Monday Night Raw (when I have time) and I've been watching wrestling since I was child!

For one week in March, we all get to be kids again when WrestleMania XXVI comes to the Valley of the Sun! For those who don't know, WrestleMania XXVI is like the Super Bowl of the sports entertainment world!

All of the big names ... Triple H, John Cena, Randy Orton, Chris Jericho, The Undertaker, Kofi Kingston, Sheamus, the WWE Divas and the whole gang will battle it out at University of Phoenix Stadium in Glendale on March 28 during the big WrestleMania XXVI event!

From March 25-28, the WWE hosts WrestleMania Axxess which is a big fan extravaganza for the whole family. WrestleMania Axxess will take place at the Phoenix Convention Center in downtown Phoenix. Fans will have the opportunity to get autographs of their favorite WWE Superstars and Divas; witness live, in-ring matches; create their own Superstar entrance with a keepsake DVD; see rare WWE memorabilia; and experience many more new attractions. 

You can buy tickets for all of the WrestleMania week events at ticketmaster.com/wwe.

Boyz II Men LIVE on Feb. 12 at Wild Horse Pass Hotel & Casino in Chandler

MotownPhilly's back in Phoenix! B-B-Boyz II Men ...

Boyz II Men will be performing on Feb. 12 at 8 PM at The Ovations LIVE! Entertainment Theater at the new Wild Horse Pass Hotel & Casino, 5040 Wild Horse Pass Blvd., Chandler.

Boyz II Men is a group that is woven into the fabric of the best years of my life - the early 1990s at the University of Arizona in Tucson! Booooooy! Those were the days!

"MotownPhilly" was the jam back in 1991 and when my boys and I heard that song, we KNEW we had to put together a dance routine for the big freshman dance contest during our summer program! All of us had some hot moves and we just knew we were gonna take home the trophy! We practiced for days and days! 

So finally the day of the big dance contest comes around and my boys and I were hyped! The show begins and the first dance group comes out to "MotownPhilly!" Ahhh hell no! Then the second group ... "MotownPhilly!" The third group ... "MotownPhilly!"

I think seven or eight groups danced to "MotownPhilly" before us! When my group finally got on stage and crowd heard those first couple of beats for "MotownPhilly," you could hear the loud groans! Not again!

Needless to say, my dance group didn't win the contest.

But that just shows the pure magnitude of that song! It's no wonder why Boyz II Men is the most successful R&B male vocal group of all time.

They had so many hits including "End of the Road," "I'll Make Love to You" and "One Sweet Day."

My favorite Boyz II Men joints were "Simpin' Aint Easy" and "Uhh Ahhh!"

If you're a Boyz II Men fan like I am, you need to see them on February 12!

For more info about the concert, visit www.wingilariver.com.

2010 Taste of Soul on Feb. 18 at South Mountain High School in Phoenix

The community is invited to take part in the 2010 Taste of Soul on Feb. 18 from 3-5 PM at South Mountain High School, 5401 S. 7th St, Phoenix.

The “Taste of Soul” is an annual event at South Mountain High School in February to commemorate Black History Month. 

The “Taste of Soul” originated in 1987, it was the brain child of Thelma Oliver, a retired senior office assistant. It was created to offer the students of the African American Club, those who participated in the Martin Luther King assembly and Faculty and Staff of SMHS, a taste of authentic African American cuisine. In its infancy, there was a single table that housed a dozen or more food dishes, which included various kinds of meats, vegetables, side dishes and desserts. At that time, it was truly only “a taste,” (small dessert plates) of soul food for sampling. It has since evolved into full-sized plates.

In the years that followed, it has grown to include entertainment, i.e., poetry readings, dances, step-team performances and video presentations, which centers on African American culture and people from the past and present. 

Now the event includes community members such as parents and grandparents. Also, other community resources such as African American restaurants, various agencies, and civic organizations have lent their services and support to this annual event.

For more information, please call 602-764-5130.

2010 Juneteenth Celebration on June 19 at South Mountain Community College in Phoenix

If you are looking for a family friendly, peaceful and entertaining opportunity to pay tribute to our African American heritage with thousands of other Arizonans, you definitely want to attend the 2010 Valley of the Sun Juneteenth Celebration on June 19 at South Mountain Community College in Phoenix.

PhxSoul.com had a booth at the Juneteenth festival in 2009 and we truly had a blast! We met a ton of people and everyone just seemed to be really happy to be in such a positive environment!

Celebrating Juneteenth has been a Phoenix tradition since 1957. The Valley of the Sun Juneteenth celebration began in 2005 to continue the historic celebration African American culture, freedom and liberty.

The event features fun for the entire family along with local musical performers and a variety of community groups and schools. Other highlights include free health screenings, educational workshops, children’s activities, ethnic arts and crafts, vendors, games, a poetry contest and the finest authentic Soul food. An average of about 5,000 people attend this annual celebration. About 70 percent of the audiences consist of families with young children. A significant portion of attendees are of African American heritage. The Juneteenth audiences come from all over the Valley, including the cities of Tempe, Mesa, Maricopa, Laveen, Avondale, Buckeye, Surprise and Scottsdale.

To learn more about the Valley of the Sun Juneteenth Celebration, please visit vosjuneteenth.com.

Tanner Chapel AME Church Bowling and Fellowship on February 20 in Phoenix

Tanner Chapel AME Church invites the community to participate in an afternoon of Bowling and Fellowship on February 20 from 11 AM to 2 PM at the AMF Christown Lanes in Phoenix.

For more information or to register, please click on the flyer below or visit www.tannerchapel.org and click on the link for Special Events.

Author Russell Goings to Visit ASU Polytechnic Campus on February 10

Russell Goings will visit the ASU Polytechnic campus on February 10. Please view the flyer below for more information.

Financial Planning - Helping You See the Big Picture

Written by The Financial Guy

Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each comes with a price tag attached.

That's where financial planning comes in. Financial planning is a process that can help you reach your goals by evaluating your whole financial picture, then outlining strategies that are tailored to your individual needs and available resources.

Why is financial planning important?

A comprehensive financial plan serves as a framework for organizing the pieces of your financial picture. With a financial plan in place, you'll be better able to focus on your goals and understand what it will take to reach them.

One of the main benefits of having a financial plan is that it can help you balance competing financial priorities. A financial plan will clearly show you how your financial goals are related--for example, how saving for your children's college education might impact your ability to save for retirement. Then you can use the information you've gleaned to decide how to prioritize your goals, implement specific strategies, and choose suitable products or services. Best of all, you'll have the peace of mind that comes from knowing that your financial life is on track.

The financial planning process

Creating and implementing a comprehensive financial plan generally involves working with financial professionals to:

• Develop a clear picture of your current financial situation by reviewing your income, assets, and liabilities, and evaluating your insurance coverage, your investment portfolio, your tax exposure, and your estate plan
• Establish and prioritize financial goals and time frames for achieving these goals
• Implement strategies that address your current financial weaknesses and build on your financial strengths
• Choose specific products and services that are tailored to meet your financial objectives
• Monitor your plan, making adjustments as your goals, time frames, or circumstances change

Some members of the team

The financial planning process can involve a number of professionals.

Financial planners typically play a central role in the process, focusing on your overall financial plan, and often coordinating the activities of other professionals who have expertise in specific areas.
Accountants or tax attorneys provide advice on federal and state tax issues.

Estate planning attorneys help you plan your estate and give advice on transferring and managing your assets before and after your death.

Insurance professionals evaluate insurance needs and recommend appropriate products and strategies.

Investment advisors provide advice about investment options and asset allocation, and can help you plan a strategy to manage your investment portfolio.

The most important member of the team, however, is you. Your needs and objectives drive the team, and once you've carefully considered any recommendations, all decisions lie in your hands.

Why can't I do it myself?

You can, if you have enough time and knowledge, but developing a comprehensive financial plan may require expertise in several areas. A financial professional can give you objective information and help you weigh your alternatives, saving you time and ensuring that all angles of your financial picture are covered.

Staying on track

The financial planning process doesn't end once your initial plan has been created. Your plan should generally be reviewed at least once a year to make sure that it's up-to-date. It's also possible that you'll need to modify your plan due to changes in your personal circumstances or the economy. Here are some of the events that might trigger a review of your financial plan:

• Your goals or time horizons change
• You experience a life-changing event such as marriage, the birth of a child, health problems, or a job loss
• You have a specific or immediate financial planning need (e.g., drafting a will, managing a distribution from a retirement account, paying long-term care expenses)
• Your income or expenses substantially increase or decrease
• Your portfolio hasn't performed as expected
• You're affected by changes to the economy or tax laws

The accompanying pages have been developed by an independent third party. Forefield's content and information is provided for informational and educational purposes only. Neither Forefield Inc. nor Forefield Advisor provides legal, tax, insurance, investment or other advice and should not be relied upon for such purposes. Waddell & Reed does not guarantee their accuracy or completeness, and they should not be relied upon as such. These materials are general in nature and do not address your specific situation. For your specific financial planning and investment needs, please discuss your individual circumstances with your Financial Advisor.

The accompanying pages may include information regarding retirement plans, estate planning, business planning or a variety of other topics that involve tax and legal issues beyond the scope of Waddell & Reed's area of practice and expertise. Such information is intended to explain or illustrate planning topics, options or strategies that you may wish to consider in advance of, or at the time of, seeking the assistance of legal and/or tax advisors in implementing your plans and should not be considered as an authoritative or comprehensive explanation of any of the particular planning topics, options or strategies described. The information in the accompanying pages describes the general aspects of various planning topics, options or strategies but does not necessarily address all the pertinent facts and issues of your personal situation.

Waddell & Reed does not provide tax or legal advice, and nothing in the accompanying pages should be construed as specific tax or legal advice or may be relied on for the purpose of avoiding any federal tax penalties. The selection of appropriate planning options or strategies should be made on an individual basis after consultation with appropriate legal, tax and financial advisors. It is important that you retain the services of legal counsel to plan and implement any legal documents that you may require and that you consult a tax advisor for an explanation of the tax effects of any particular planning options or strategies on your personal financial situation.

Waddell & Reed financial advisors are able to offer insurance products through arrangements with insurance companies. Guarantees provided by insurance products are subject to the claims-paying-ability of the issuing insurance company.

Black History Month 2010 Events in the Phoenix Area

Please be sure to visit PhxSoul.com's Black History Month section for information on fun and educational events in the Phoenix area.

February 2010 promises to be packed with expos, festivals, lectures, theatre and celebrations that will pay tribute Black achievements, culture and leaders in Arizona and America.

Check back often because the Black History Month section will feature more updates on Black History Month events in the Valley of the Sun!

Also, Valley resident Anshantia Oso has published a Black History Month newsletter to summarize local activities in February.

Lastly, feel free to review our Community Calendar and Nightclub Calendar to find other family friendly and entertainment options here!

HUD Deputy Secretary Ron Sims Headline Speaker at Black Real Estate Professionals Conference on Feb. 13 in Phoenix

Washington, DC – The National Association of Real Estate Brokers (NAREB) has selected Phoenix, Arizona, one of the country’s hardest hit housing markets, to convene the minority trade association’s annual Mid-Winter Conference. Meeting under the banner, “REALTISTS….Restoring and Serving Our Communities with Integrity, Trust and Truth,” the anticipated 350 NAREB Realtist® members, government officials, financial industry executives, housing advocates and counselors are convening, February 10-14, 2010, at the Arizona Grand Resort, 8000 S. Arizona Grand Parkway, Phoenix, AZ.  The solutions-based conference program is headlined by U.S. Department of Housing and Urban Development Deputy Secretary, Ron Sims speaking on Saturday, February 13 addressing the topic, Homeownership:  Pathways to Restoring America’s Confidence.

“America’s housing problems can’t take a back seat in the public policy debate. Every day that passes, thousands of homeowners face the unwelcome and almost certain prospect of foreclosure,” said Vincent Wimbish, President and CEO of NAREB, the nation’s oldest minority trade association established in 1947 to ensure equal opportunity for African-American real estate professionals and fair treatment for minority homebuyers.

“It’s fitting that NAREB chose to convene this year’s Conference in Phoenix. We’re in a market where foreclosures have left what were once vibrant neighborhoods looking like empty sets on a film company’s back lot.  Every tool needs to be pulled out of the box to make homeownership attainable, desirable, and affordable,” said Henry M. Wade, Jr., President of the Arizona Association of Real Estate Brokers (AAREB), host chapter for NAREB’s Mid-Winter Conference.

Highlights of the 4-day conference include workshops and seminars focusing on FHA rules and the new regulatory operating environment, mortgage products that support sustainable homeownership,  REO and short-sale strategies to expedite the rebuilding and stabilization of devalued communities due to the growing number of foreclosures. Also planned are courses offering housing counselor certification and continuing education credits for working housing counselors.

Conferees seeking new business opportunities are encouraged to attend the required session to become a candidate for Certified Default Services Professional (CDSP) designation. Successful completion of the coursework requirements leading toward the CDSP designation prepares candidates to market and sell HUD homes as well as FDIC properties.

“Right now, time passing is a distressed homeowner’s greatest enemy. We’ve got to find more streamlined processes to make homeownership a viable prospect for homeowners, homebuyers and sellers. I take this opportunity to call upon the financial services industry, the Federal government, Congress, economists, and public policy experts to open constructive, solutions-based dialogue with REALTISTS® and other minority real estate professionals, housing counselors, and advocates challenged daily with making homeownership a viable option, not only for our constituencies, but also for every American,” Wimbish went on to say.

More details and registration information for NAREB’s Mid-Winter Conference can be found by visiting www.nareb.com, or by calling conference coordinator, Rose Dixon at (301) 552-9340. In Phoenix, information can be obtained by visiting AAREB’s website at www.aareb.org.

"THEM: Images of Separation" Exhibition on Feb. 3-26 at Chandler-Gilbert Community College

“THEM: Images of Separation” Exhibition
February 3 - 26, 2010
Chandler-Gilbert Community College
2626 E. Pecos Road
Chandler, AZ

A traveling exhibition that showcases items from popular culture used to stereotype different groups. The negative imagery -- found on postcards, license plates, games, souvenirs and costumes -- promoted stereotyping against such groups as Asian-Americans, Hispanics, Jews and poor whites, as well as those who are “other” in terms of body type or sexual orientation.

An Open House Keynote for the Them Exhibit with Dr. Matthew Whitaker will take place on Feb. 3. 

Be Set Free Conference on Feb. 11-13 in Phoenix

Be Set Free Conference
Feb 11-13, 2010

Prayer Assembly Church
4520 W McDowell Rd
Phoenix AZ 85035
Church Phone: 602-272-1124

Speakers: Pastor Lufile Kasongo Ehambe, Christ International Church Founder and Evangelist, and Rabbi Jack Zimmerman, Beth Simchat Hamashiach

Conference Hotel: Holiday Inn Phoenix West, 1500 N. 51 St Ave, Phoenix 85043
Hotel Phone: 602-484-9009
Conference code for rooms: SMERF or CIC
CIC accepts no responsibility for hotel accommodations

This conference will be a unique blend of the delivering power of God and Hebraic interpretation of the Scriptures by ministers that travel internationally in ministry.

Free admission, open to all seeking a deeper understanding of God. This conference is to make you hungry to dig deeper in God's word for your "now" so you can Be Set Free.

Click HERE for more information about the Be Set Free Conference.

Artists Get Chance to Display, Sell Works at National Association of Real Estate Brokers Conference on Feb. 12-13 in Phoenix

The National Association of Real Estate Brokers is hosting its 63rd Mid Winter Conference in Phoenix, Arizona on February 10-15. The organization is inviting artists to display and sell their works throughout the conference area during the event.

The National Association of Real Estate Brokers is one of the oldest minority trade organizations in the United States. There will be over 350 people attending who are looking to spend their dollars in Phoenix.

Place: Arizona Grand Resort, 8000 S. Arizona Grand Parkway, Phoenix, AZ 84044
Exhibitor Dates: Friday, February 12, 2010 – 10 AM to 5 PM; Saturday, February 13, 2010 -9 AM to 5 PM

For more information, please call (602) 390-4953 or send an e-mail to
gaylerandolph@yahoo.com

Black Organizations in the Valley Can't Get Ahead Until They Stop Steppin' On Each Others' Toes!

Within the last five years, I've noticed a major up-tick in the number of networking socials, fundraisers, spoken word gatherings and other entertainment events hosted by our local organizations.

If you frequently read your black media such as PhxSoul.com, Arizona Informant, Arizona Black Pages, The Write Up, you know that African Americans have PLENTY of options for becoming involved with our community and spending our disposable income!

We live in the fifth-largest municipality in the United States so the Phoenix area can't afford to be a lazy town any longer!

However, we do have one problem and the discussion needs to begin now before it REALLY gets out of hand. 

Here we go ...

In 2010, how can we encourage our black organizations to work together so they aren't constantly hosting events on the same days and times?

There's no doubt that our groups do a lot of good for our community. They provide scholarships for college students, activities and mentoring for youth, career guidance and business leads for professionals, and opportunities for our people to become leaders. I applaud that.

However, it seems that our organizations are constantly competing with each other for our attention and dollars! They continually host meetings, fundraisers and networking gatherings on the same days and times!

Am I the only one who is noticing this issue? Actually I know I'm not because several people have discussed this topic with me.

I'm having a hard time understanding why these organizations are not willing to communicate with each other more often. Many African Americans who are involved in these groups tend to run in the same circles so it seems like it would be easy for us to avoid stepping on each others' toes!!

Let me break it down ...

I'm going to estimate that 5-10 percent of the Valley's overall population is African American. Moreover, I'm going to guess that less than 25 percent of OUR population frequents the networking socials and fundraisers that are held here. That means that our organizations are fighting over a SMALL pool of people for participation and financial support. Why make things harder for ourselves by hosting multiple events on the same day? And do we really believe that it's fair to ask our SMALL pool of "community activists" to shell out their hard-earned dollars every single week? You're draining your SMALL support system!

In 2009, I can recall many situations in which I was asked to attend at least two or more gatherings in the SAME NIGHT. I'm thankful that people wanted me to be present at their activities, but c'mon REALLY? Being involved with the community became extremely expensive for me! I remember coming home on many nights, looking at my wallet and saying where did ALL of my money go? There's no reason why we should have more than one networking social/fundraiser in the same night - especially when the organizations are trying to attract the same crowd!

In 2010, I think it's going to be highly irresponsible for our organizations to schedule competing events. A lot of us just don't have the time or the cash for multiple gatherings in the same night. A lot of us just don't have the time or the cash for multiple gatherings in the same week!

PhxSoul.com is suggesting that our black organizations consider the following ideas to avoid butting heads with other:

• Call or e-mail each other before scheduling a date for an event or look at the PhxSoul.com Community Calendar
• Partner with like-minded groups for events so you can draw larger crowds and share the revenue. Some money is better than no money!
• Invite people of other cultures to get involved with you
• Plan unique and original occasions to generate more interest from the community. The networking happy hours and fundraising dinners are getting tired!
• Ask local businesses to donate a portion of their revenue to your group in exchange for your members serving as "employees for a day."

The most ambitious idea ... we can establish a Commission that invites the leaders of all black organizations to meet at least once per month, quarter or every six months. During these meetings, the leaders would reveal their annual event calendar, missions and budgets. If organizations discover that they are hosting gatherings or fundraisers on the same day/time, they can reschedule or join forces. If organizations discover that their missions/purposes are identical, they can merge - especially if their membership numbers are low! This proposed Commission would basically facilitate improved communication among our groups!

Some people have even asked PhxSoul.com to manage this Commission! I'm flattered but I'd need major feedback before I seriously considered that kind of endeavor!

Bottom line, our groups are doing great things for our community but they are going to have to do better when it comes to communication. I fear that if the 2010 schedule of events is as crowded as 2009, the survival of all of our groups will be on the line.

What are your thoughts everyone? Do you agree or disagree with this PhxSoul.com column? Let us know by entering your Comments below!